3.0% in Savings Account!

The Emigrant-Direct bank is beating "IngDirect"-'s 2.35% by huge 0.65%.

I think it's the best deal in USA and bankrate.com is not telling about it.

Their webpage:
http://www.emigrant-direct.com

Just like in "Ing-direct" bank - No minimum needed.
3.0% in Savings is much better than many CD rates (upto 1 year terms)