AnnualCreditReport: All 3 Together

Equifax, Experian and Transunion - All three credit reporting agencies
have joined forces to offer a one-stop free credit report center. This
initiative was taken under terms of a new law that, among other things,
guarantees every consumer a free yearly look at his/her credit record.

But if you live in the East part of our nation, alas, you need to wait for
some more time to make use of this facility. Residents of Western states
have had access since December 1, 2004 and Mid-Western states joined
the list on March 1 this year.

The site is AnnualCreditReport.com which allows you to request, view
and print one, two or all three of your credit reports via a secure internet
site. You can also request the report by phone or mail (these will be
processed within 15 days).

Their toll-free telephone number (877) 322-8228
Mailing Address: Annual Credit Report Request Service,
P.O. Box 105281, Atlanta, GA 30348-5281