Free AnnualCreditReport

Equifax, Experian and Transunion - All three credit reporting agencies
have joined forces to offer a one-stop free credit report center. This
initiative was taken under terms of a new law that, among other things,
guarantees every consumer a free yearly look at his/her credit record.

But if you live in the East part of our nation, alas, you need to wait for 7
more days to make use of this facility. You can access the reports starting
from September 1. Residents of Western states have had access since
December 1, 2004 and Mid-Western states joined the list on March 1 this
year. And Southern States were covered since June 1.

The site is AnnualCreditReport.com which allows you to request, view
and print one, two or all three of your credit reports via a secure internet
site. You can also request the report by phone or mail (these will be
processed within 15 days).

Their toll-free telephone number (877) 322-8228
Mailing Address: Annual Credit Report Request Service,
P.O. Box 105281, Atlanta, GA 30348-5281