Best Credit Cards

On Monday ConsumerReports.org, the nonprofit,
independent consumer group has issued a list of
10 most consumer-friendly credit cards:


1) Platinum MasterCard, issued by Town North, 877-866-2265
2) Visa Platinum, issued by First Tennessee, 800-234-2840
3) Visa Gold, issued by Pulaski, 800-217-7715
4) Visa Platinum, issued by Simmons First National, 877-245-1234
5) Target Visa, issued by Target National, 877-474-8378
6) Visa Platinum, issued by BB&T, 800-476-4228
7) Platinum MasterCard, issued by Franklin Templeton Bank & Trust,
800-238-2761
8) Visa Platinum, issued by RBC Centura, 800-236-8872
9) Visa Platinum, issued by Commerce, 888-751-9000
10) Visa Platinum, issued by Zions, 800-789-8800

These cards are good to keep in your wallet because their issuers don't
employ universal default policies and don't charge balance transfer fees.
These cards also have a grace period of at least 25 days and don't charge
an annual fee, according to the study.

These cards also offer other favorable terms than many other cards. They
offer introductory rates ranging from zero to 3.9%. After the introductory
period ends, those rates are followed by regular rate ranging from 7.99%
for the No. 1 card listed, to 11.5% for No. 10 card on the list. (Note that
these terms are offered only to card-holders with high credit scores.). As
far as the sensitive question of late fee is concerned, the Commerce card
(No. 9) charges no late fee at all, and the Town North card (No. 1) charges
a late fee of just $15, whereas some others among them charge $35.